Effective Date: January 21st, 2026
Last Updated: January 21st, 2026
National Warranty Advisors, LLC (“we,” “us,” “our,” “Company”) operates https://nationalwarrantyadvisors.com (the “Site”). These Terms of Service (“Terms”) govern your access to and use of the Site and any related services (collectively, the “Services”).
By accessing or using the Site or Services, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use the Site or Services.
National Warranty Advisors provides a brokerage platform that connects consumers with third-party vehicle service contract and home warranty providers (each a “Provider”). We do not underwrite, issue, or administer contracts ourselves. We help you request quotes, compare offerings, and receive information from Providers. Final terms, contract coverage, costs, claims handling, cancellations, and refunds are governed by the Provider’s contract.
You must be at least 18 years old and capable of entering into legally binding contracts to use this Site. By using our Services, you represent and warrant that you meet these requirements.
By providing your contact information on this Site, you expressly consent to receive communications, including telephone calls, SMS/text messages, and emails from National Warranty Advisors and its affiliates, agents, and service providers regarding Services, partner offers, or other promotions. Calls or messages may be sent using automated technology, including an automatic telephone dialing system (ATDS) or prerecorded/artificial voice messages. This consent covers calls and texts to any telephone number you provide, including mobile numbers, regardless of registration on state or federal Do-Not-Call lists, to the extent permitted by law.
Message and data rates may apply. You may revoke this consent at any time by contacting us via the contact information in Section 11 or by following opt-out instructions in communications. Consent is not a condition of purchase. This provision is intended to align with the Telephone Consumer Protection Act (“TCPA”) and FTC telemarketing guidance.
We do not guarantee that any Provider will offer coverage, accept your application, or that the cost or terms shown in any quote will remain the same. Coverage, limitations, and exclusions are determined solely by the Provider’s contract.
You agree to comply with all applicable federal, state, and local laws, rules, and regulations in connection with your use of the Services. This includes laws governing telemarketing, communication consent, unfair or deceptive practices, and privacy.
Our collection and use of personal information is described in our Privacy Policy, which is incorporated by reference. We commit to reasonable data security practices and handle personal data in accordance with applicable law. Under certain FTC rules (e.g., Safeguards Rule), we may be required to maintain an information security program for customer information. Personal Data collected by SMS is not and will not be sold or shared with third parties for the purpose of marketing.
Effective Date: September 30, 2026
National Warranty Advisors (“NWA,” “we,” “us,” or “our”) respects your privacy and is committed to protecting information collected through our SMS/text messaging program.
- SMS Information We Collect
When you voluntarily provide your mobile phone number and consent to receive SMS messages from National Warranty Advisors, we may collect and use your mobile phone number and information related to your SMS interactions with us.
This information may be used to:
National Warranty Advisors does not sell, rent, or share your mobile phone number or SMS/text messaging information with third parties for their own marketing purposes.
SMS consent and phone numbers will not be sold or transferred to third parties for their own promotional or marketing purposes.
We may disclose information when necessary to provide our services, operate our business, comply with applicable laws, regulations, legal processes, or protect the rights, safety, and security of National Warranty Advisors, our customers, or others.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
By opting in to receive SMS messages from National Warranty Advisors, you consent to receive text messages at the mobile number you provided.
Message frequency varies.
Data and message rates may apply.
Your consent to receive SMS messages is not a condition of purchasing any goods or services.
You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After you send STOP, you may receive one additional message confirming that your request has been processed.
For assistance, reply HELP to any message or contact National Warranty Advisors using the contact information provided on our website.
We take reasonable measures to protect information collected through our SMS program. However, no method of electronic transmission or storage can be guaranteed to be completely secure.
Reply Stop to Any Message to Opt Out of further communication
Reply Help for Customer Support
Message Frequency Varies
National Warranty Advisors may update this SMS Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
If you have questions about this SMS Privacy Policy or our SMS messaging practices, please contact National Warranty Advisors through the contact information provided on our website.
All content on the Site (text, graphics, logos, trademarks) is owned by National Warranty Advisors or our licensors. You may not copy, modify, distribute, sell, or lease any part of our content without express permission.
You represent that all information you provide is accurate and current. You agree not to use the Site for unlawful purposes or to solicit others to perform unlawful acts.
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NATIONAL WARRANTY ADVISORS, ITS AFFILIATES, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend, and hold harmless National Warranty Advisors from any claims, liabilities, damages, losses, or expenses arising from your violation of these Terms.
We may modify these Terms at any time. Updated Terms will be posted on the Site with a new “Last Updated” date. Your continued use after posting of changes constitutes acceptance of those changes.
These Terms are governed by the laws of the State of Missouri, without regard to conflict of law principles.
For questions or communications regarding these Terms:
National Warranty Advisors
Email: support@nationalwarrantyadvisors.com
Phone: 855-771-7273
Address: 1200 Lake Saint Louis Blvd #475, Lake Saint Louis, MO 63367
You may cancel your Vehicle Service Contract or Home Warranty for a full refund within 30 days of purchase, unless your state requires a longer cancellation period.
If your state law provides more time, the longer state-required period applies automatically.
Some states require cancellation periods longer than 30 days (often 60 days, and in some cases longer). These include, but are not limited to:
If you live in one of these states, you will receive the maximum refund period required by your state, even if it exceeds 30 days.
If you cancel after the applicable free-look period, your refund may be prorated based on:
If a claim has been paid, the refund may be reduced or may be $0, depending on the amount of benefits used and state regulations.
National Warranty Advisors is a broker, not the obligor or administrator of service contracts or home warranties. All cancellations and refunds are governed by the terms of the contract issued by the provider and applicable state law.
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